Examine individual changes

[ 0 => '{{Infobox company', 1 => '| name = The Royal Bank of Scotland<br> trading as Holt's Military Banking', 2 => '| logo = ', 3 => '| type = ', 4 => '| foundation = {{start date and age|1809}}', 5 => '| location = [[Farnborough]], United Kingdom', 6 => '| key_people = ', 7 => '| industry = [[Retail Banking]]', 8 => '| products = Military Banking', 9 => '| revenue = ', 10 => '| operating_income = ', 11 => '| net_income = ', 12 => '| num_employees = ', 13 => '| parent = [[NatWest Group]]', 14 => '| owner = ', 15 => '| homepage = {{url|https://www.holtsmilitarybanking.co.uk/|Holt's Military Banking}}', 16 => '}}', 17 => ''''Holt's Military Banking''' is a trading name of [[The Royal Bank of Scotland]], a subsidiary of [[NatWest Group]], offering dedicated banking facilities to service personnel. It can trace its origins to a Mr. Vesey, army agent to the [[23rd Light Dragoons|23rd Regiment of (Light) Dragoons]], in Dublin in 1802.<ref>''A List of the Officers of the Army and of the Corps of Royal Marines'' 50th ed. (p. 88) War Office, 1 January 1802</ref>', 18 => '', 19 => 'Holt's currently serves 35,000 British military personnel customers and manages 900 non-public business banking accounts.<ref name="Brands">[https://www.natwestgroup.com/our-brands/holts.html Holt’s Military Banking] NatWest Group, Our brands (retrieved 24 August 2020)</ref>', 20 => '', 21 => '==History==', 22 => '=== William, Nugent and John Kirkland===', 23 => 'William Kirkland began as army agent to the [[Royal Scots|1st (Royal) Regiment of Foot]] in 1809. In 1815, he was succeeded by his brother, Nugent Kirkland, who was joined by his nephew John Kirkland in 1822 and retired from business in 1825. Nugent Kirkland brought with him Vesey's Irish agency, having been the 23rd Dragoons's Paymaster. In 1818, John Kirkland had been appointed by [[HRH The Duke of Kent]] as agent of the [[Royal Fusiliers|7th (Royal Fusiliers) Regiment of Foot]] and, in 1824, [[Henry John Temple, 3rd Viscount Palmerston|Lord Palmerston]] appointed him General Agent for the [[War Office]].<ref>Turner, J.D. "Army Agency" ''Journal of the Society for Army Historical Research'' Vol. 13, No. 49 (Spring 1934), pp. 27-37</ref>', 24 => '', 25 => '===Holt & Co.===', 26 => 'In 1863, Vesey Weston Holt was appointed army agent of the [[Bedfordshire and Hertfordshire Regiment|16th (Bedfordshire) Regiment of Foot]] and joined Sir John in partnership. On the death of Sir John in 1871, Holt became sole partner and the firm was renamed '''V.W. Holt & Co.''' He was succeeded by his son, Vesey George Mackenzie Holt, in 1881.', 27 => '', 28 => 'In 1884, Percy Shute Lawrie joined Sir Vesey, bringing the agency founded by his grandfather in 1780 and the firm was styled '''Holt, Lawrie & Co.''' until 1891.<ref>[https://www.natwestgroup.com/heritage/companies/lawrie-and-co.html Lawrie & Co] NatWest Group, Heritage Hub (retrieved 24 August 2020)</ref>', 29 => '', 30 => 'Links were forged with the [[Royal Navy]], through the 1915 acquisition of naval agents Woodhead & Co. and with the [[Royal Air Force]], through the offer of part of the newly-formed service's pay agency to Holt & Co. in 1918.<ref>[https://www.natwestgroup.com/heritage/companies/woodhead-and-co.html Woodhead & Co] NatWest Group, Heritage Hub (retrieved 24 August 2020)</ref>', 31 => '', 32 => '===Glyn, Mills & Co.===', 33 => 'Following Sir Vesey's death in 1921, Holt & Co. merged with the private bank of Glyn, Mills, Currie & Co., briefly becoming '''Glyn, Mills, Currie, Holt & Co.''' until a further merger with [[Child & Co.]] in 1924, when the name was shortened to [[Glyn, Mills & Co.]], with both Holt's and Child's carrying on as separate operations.<ref>[https://www.natwestgroup.com/heritage/companies/holt-and-co.html Holt & Co] NatWest Group, Heritage Hub (retrieved 24 August 2020)</ref>', 34 => '', 35 => 'In 1931, Glyn, Mills & Co. was acquired by The Royal Bank of Scotland and Holt's and Child's continued as branches of Glyn, Mills & Co.<ref>''From Redcoat to Battledress: The Story of Holt's Agency, 1809-1959'' Glyn, Mills & Co., 1959</ref> The Royal Bank of Scotland had acquired the struggling [[Williams Deacon's Bank]] (and the prestigious Western Branch of the [[Bank of England]]) in 1930 and the combined company came to be known as the Three Banks Group.<ref>[https://www.gla.ac.uk/media/Media_414002_smxx.pdf Western Branch of the Royal Bank of Scotland: The Story of a Bank and its Building] The Royal Bank of Scotland, 1993</ref>', 36 => '', 37 => '===Royal Bank of Scotland===', 38 => 'In 1969, The Royal Bank of Scotland merged with the [[National Commercial Bank of Scotland]] to form the National and Commercial Banking Group.<ref>National and Commercial Banking Group became the Royal Bank of Scotland Group in 1979 and NatWest Group in 2020</ref> While the Scottish branches were merged into the Royal Bank, Glyn, Mills & Co. and [[Williams Deacon's Bank]] were merged with the English branches of the [[National Bank of Ireland|National Bank]] (a National Commercial subsidiary) to form [[Williams and Glyn's Bank]]. As there was no longer any advantage in operating separately, Williams and Glyn's was itself absorbed into the The Royal Bank of Scotland in 1985.<ref>[https://www.natwestgroup.com/heritage/companies/williams-and-glyns-bank-ltd.html Williams and Glyn's Bank] NatWest Group, Heritage Hub (retrieved 24 August 2020)</ref>', 39 => '', 40 => 'In 1976, Holt’s opened an office in Farnborough and the business was brought together there when RBS Holt's branch in Whitehall was closed and transferred to the nearby [[Drummonds Bank|Drummonds branch]] in 1992.<ref>Messrs. Drummond had been the Royal Bank's first acquisition south of the Scottish border in 1924. Together with Child & Co., it survives as a private banking brand of The Royal Bank of Scotland.</ref>', 41 => '', 42 => '==Services== ', 43 => 'In 2003, Holt's expanded the scope and range of its services and launched the "Military Centre of Excellence" in Farnborough, where it holds accounts for the vast majority of Army Regiments, as well as a large proportion of Navy Ships and RAF Stations.<ref name="Brands"/> It is authorised as a brand of The Royal Bank of Scotland by the [[Prudential Regulation Authority (United Kingdom)|Prudential Regulation Authority]].<ref>[https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/authorisations/which-firms-does-the-pra-regulate/2020/list-of-banking-brands-july-2020.pdf Lists of the banking brands that are covered by the FSCS] Bank of England, 31 July 2020</ref>', 44 => '', 45 => 'Holt’s offers personal banking facilities to regular and reserve service personnel, veterans and their families and, given the many similarities, has extended its proposition to [[Foreign and Commonwealth Office]] diplomatic and consular staff. It also provides financial services expertise to Royal Navy Ships and Bases, [[British Army]] Regiments and Corps and to Royal Air Force Stations, as well as a number of military associations and charities.<ref>[https://www.holtsmilitarybanking.co.uk/content/dam/holtsmilitarybanking/pdfs/holts-military-banking-brochure.pdf Over 200 years of standing shoulder to shoulder: 1809-2019] Holt’s Military Banking, 2019</ref>', 46 => '', 47 => 'In 2015, Holt’s Military Banking, [[National Westminster Bank]] and The Royal Bank of Scotland signed the [[Armed Forces Covenant]].<ref>[https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/461189/Royal_Bank_of_Scotland_Corporate_Covenant_20150915.pdf The Armed Forces Corporate Covenant: Holt's Military Banking, NatWest and Royal Bank of Scotland] [[Ministry of Defence (United Kingdom)|Ministry of Defence]], 15 September 2015</ref>', 48 => '', 49 => '==See also==', 50 => '{{Portal|Banks}}', 51 => '*[[Cox & Kings]]', 52 => '', 53 => '==References==', 54 => '{{reflist}}', 55 => '', 56 => '==External links==', 57 => '*[https://www.holtsmilitarybanking.co.uk/home.html Holt's Military Banking]', 58 => '*[https://personal.rbs.co.uk The Royal Bank of Scotland]', 59 => '', 60 => '{{Royal Bank of Scotland Group}}', 61 => '{{UK banks}}', 62 => '', 63 => '[[Category:1809 establishments in England]]', 64 => '[[Category:British companies established in 1809]]', 65 => '[[Category:Banks established in 1809]]', 66 => '[[Category:Royal Bank of Scotland Group]]' ]